Whether you have a fleet or one commercial vehicle, consider business auto insurance.
Business auto insurance to protect your business.
When your business owns vehicles, there are unique risks that come into play that you need to account for. With a business auto insurance policy, you can safeguard against those risks.
Add an extra layer of coverage to your auto policy.
A vehicle collision is never good news, but when it’s one of the cars or trucks owned by your business, the consequences are more complicated. Business auto insurance takes all the elements of normal auto coverage and adds on extra protection. This may include coverage for the following:
- Bodily Injuries
- Collisions
- Named Perils
- Property Damage
Higher liability coverage than auto insurance for individuals.
For example, when obtaining business auto insurance you may usually get much higher liability coverage to reflect the fact that a business typically has more assets at risk than an individual would. Additionally, you can get collision insurance. This type of coverage pays out for damage to your vehicles no matter who caused the collision—a protection that’s often a must if you lease or finance commercial vehicles.
Do your employees need coverage on their personal vehicles?
If your employees are using their own personal vehicles for business-related reasons and they get into an accident, your business might be held liable. With non-owned auto liability coverage, your business may be protected.
Essential for employees who use their own vehicles for work.
It’s also worth considering non-owned auto liability coverage, which is an add-on or a separate policy covering those instances when your employees drive their own personal cars or trucks as part of their work for your business. This type of protection may help reduce the risk of messy legal complications if they are injured or their vehicle is damaged while on the job.
Business auto insurance is essential for those that run a business. Contact us to learn more and to go over your specific needs and coverage options.
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Business Auto Insurance Quote Request
Do you need an agent who takes the time to ensure you have the right business coverage? Are you seeking an expert knowledgeable about complexity and the range of situations required to insure your particular business? Are you unsatisfied with your current policies because something
wasn’t covered in the past? Contact us to get you the right Business Auto Insurance today!
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