Get coverage for the uncertainties in business with general liability insurance.
General liability insurance to protect your business.
When you look around your business, it’s obvious that you need to protect against damage to your buildings, equipment, and staff. Less obvious—but no less important—is the risk of damage to other people and businesses, which could leave you paying out large sums if you are held liable. That’s where general liability insurance comes in.
What insurance does and does not cover.
This policy mainly covers bodily injury to people outside of your business and physical damage to their property. A few exceptions to this principle include data loss and reputation damage, such as one of your employees defaming a client. It’s important to note that this type of coverage doesn’t apply to cases where you are sued for giving inadequate professional advice. Errors and omissions insurance may help to protect your business from that specific type of risk.
What is covered by general liability insurance?
Bodily injury, property damage, advertising injury, and medical payments are typically included.
How much does insurance cost?
The cost of your policy may vary depending on the industry type, location, and size of your business, as your risks will be different.
When is this coverage required?
Your business needs to have this type of policy if you ever meet clients at your business or theirs, or have any physical access to their equipment. Additionally, this coverage may be a requirement before some businesses will sign a contract with you.
General liability insurance is a common necessity for most businesses. Contact us to go over your coverage options for your business.
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As an independent agency, we are here to help you find the right General Liability Insurance coverage.
General Liability Insurance Quote Request
Do you need an agent who takes the time to ensure you have the right business coverage? Are you seeking an expert knowledgeable about complexity and the range of situations required to insure your particular business? Are you unsatisfied with your current policies because something
wasn’t covered in the past? Contact us to get you the right General Liability Insurance today!
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- Get the coverage you need.